The City of Millersville, Tennessee

Identity Theft Resources

Action Steps for Victims:

• Make a police report with the Police Jurisdiction where you live. Provide as much documentation as possible, to include who you talked to at Xyz Company and their phone number, copies of statements, etc.
• Contact all your creditors, by phone and in writing (include a Universal Fraud Affidavit), and inform them of the problem. Suspects often apply for Instant Credit at businesses using your name and personal information. If you already have an account with the company the suspect will say “I forgot about that. How much credit do I have? I’ll take the Big Screen TV, Washer/Dryer, and a new Computer”.
• Contact the Federal Trade Commission to report the identity theft. Call the FTC Identity Theft Hotline (877) IDTHEFT (877-438- 4338) Or use the online identity theft complaint form. Or write: FTC Identity Theft Clearinghouse, 600 Pennsylvania Ave. N.W. Washington DC 20580 The FTC’s uniform fraud affidavit form.
• Obtain your credit report from each of the three major credit bureaus. Attempt to get one from a local bureau in the area the fraud occurred. Report the identity theft to their fraud units. Have a “Fraud Alert/Victim Impact” statement placed in your credit file asking that creditors call you before opening any new accounts.
• Equifax: P.O. Box 740250, Atlanta Georgia 30374-0241 Report Fraud : (888) 766-0008
• Experian: P.O. Box 9532 Allen Texas 75013 / Report Fraud (888) 397-3742
• Transunion: P.O. Box 6790 Fullerton, CA 92834-6790 / Report Fraud (800) 680-7289 The federal FACTA law enables you to receive a free credit report per year from EACH of the three credit bureaus. This is over and above the free reports you can order when you place a fraud alert on your three credit reports. Once you have received your free credit reports as a part of the fraud alert process, follow up in a few months by taking advantage of your free FACTA copy. We would recommend you order your free credit reports by telephone rather than using the on-line system. Call (877) 322-8228
• Obtain your Social Security Administration (SSA) report and check for benefits paid out, or income earned in your name. Report the situation to the SSA Fraud Hotline if your SSN was misused.
• Check with the Post Office for a possible change of address for you. Suspects have been known to file for a Change of Address to have all mail concerning the fraud come to their address, or a fictitious address, so you don’t see it. This gives them more time to commit the fraud.
• Contact the Driver’s License Authority (Department of Motor Vehicle Safety); (888) 308-9720 or access the Website: and the state where the loss/theft occurred to see if a license, or any traffic citations were issued in your name. If so, request a new license number and fill out the DMV’s complaint form to begin the fraud investigation process.
• Keep a log of all contacts and make copies of all documents. Ask for a fraud investigator at most companies, as a point of contact.
• Contact a privacy or consumer advocacy group for assistance and resources.